FINANCING YOUR CAR
- FINANCING YOUR CAR
Our friendly and knowledgeable team are here to help. We have a large panel of lenders available to suit all circumstances, even if you have been declined before.
If you are considering one of our cars why not carry out a free eligibility check with CarFinance checker.
When it comes to considering your next car, at CCS Car Sales, we could have you on the road sooner than you think thanks to our competitive finance packages.
We are in the fortunate position to bring you a raft of options that put you in control. When buying a car on finance from CCS you have two options available to you. Let us explain your options and how they work. If you prefer to use a third party finance company such as Zuto or car finance 247, a £200 admin fee will be applied.
A flexible finance product PCP puts you in control and provides you with an opportunity to purchase a higher specification vehicle with the help from manageable monthly payments.
PCP allows you to:
- Finance the whole car, but only pay for some of it while using it.
- Decide on the duration of the plan (between 18-48 months).
How it works:
- We come to an agreement on an initial deposit with you
- Guided by your monthly budget we fix your repayments
- Come the end of your contract term you have a number of choices available to you. You can either choose to keep your car, trade it in for a different model or return the car to us. It's as simple as that.
Another option available to you is Hire Purchase. Hire Purchase or HP is ideal if you want to become the owner of the car eventually. HP requires you to put down a deposit and then the remaining balance is divided equally over the duration of the loan.
Hire Purchase allows you to:
- Set monthly repayments with no mileage limits.
- Build in servicing and maintenance costs, and pay for accessories.
How it works:
- We agree a deposit amount with you.
- We set fixed monthly repayments (of up to 60 months).
- After the final repayment, the car is yours.
Poor Credit? We can help!
We appreciate that finance affords the flexibility that our customers desire and we strive to help all of our customers to obtain finance and this includes customers with poor credit ratings.
Having a poor credit rating need not be a barrier to you purchasing a vehicle on finance and if you have struggled to obtain credit elsewhere we may be able to help. To see if we can help you please give us a call today to discuss your circumstances and individual requirements.
Full finance terms and conditions apply. Please call us to discuss your individual requirements. Finance is available subject to status, to UK residents aged 18 years and over.